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Carlos Rivera, Broker Owner · Loan Officer

Carlos Rivera

Broker Owner · Loan Officer

About

Carlos brings twenty years of mortgage lending experience, a Florida Mortgage Broker License and a degree in accounting — a background that makes him especially well suited to self-employed and more involved files.

519438

NMLS ID

(561) 319-9147

Direct line

English, Español

Languages

His approach

Carlos reviews every file personally — pay stubs, tax returns, bank statements and the year-to-date P&L — so the full picture of your situation is understood from the very start.

His accounting background

Business owners often prepare their tax returns to minimize tax rather than to support a mortgage. Carlos's accounting background helps him understand how that income can be documented, and which lenders are best suited to it.

Working with referral partners

Real estate agents are kept informed at every stage alongside their clients — not only at the beginning and the end.

Se habla español. Personal service in English and Spanish, from the first conversation through closing.

Let's talk about your next move.

A few brief questions, about two minutes. A licensed loan officer will call you within one business day — no credit check, no obligation.