Request your consultation.

A few brief questions, about two minutes. A licensed loan officer will call you within one business day — no credit check, no obligation, and nothing is submitted to a lender.

Let's start with your contact details.

Please enter your first name.

Please enter your last name.

Please enter the best number to reach you.

Please enter a valid email address.

What are you looking to do?

Please choose one.

What's your employment type?

Please choose one.

How long have you been at your current job?

Please choose one.

Please select your annual income.

Please select your estimated credit score.

Please select a loan amount or home price.

No credit check. No obligation. Se habla español.

Common questions

Answers to the questions we hear most often. View all FAQs.

What is a consultation?

A relaxed conversation with a licensed loan officer about your goals, what you may be able to borrow, and which programs suit your situation. It isn't an application — no credit is checked and nothing is submitted to a lender.

Does requesting a consultation affect my credit?

No. Requesting a consultation involves no credit inquiry of any kind. Your credit is only checked later, with your written permission, if you choose to move forward.

Is there a cost to speak with you?

None. Your consultation is complimentary, and there's no obligation afterward.

How soon will someone contact me?

A licensed loan officer will review your request and call you within one business day.

Do I need to know which loan program I want?

Not at all — most people don't. SOM offers four programs: Conventional, FHA, VA and Jumbo. Share your situation, and your loan officer will explain which ones suit it.

Can we work together in Spanish?

Absolutely. SOM works in English and Spanish throughout — the conversation, the document list and every explanation of what you're signing. Se habla español.